Tools
Calculators that don't waste your time
Every tool here is free. No email gate, no lead capture, no SMS list. Built so you can run the math in 60 seconds and walk into a dealership with a number you trust.
Out-the-Door Price Calculator
LiveSticker plus tax, title, registration, and doc fees
Free calculator covering all 50 states and DC. Spot fee inflation in a dealer quote, see the trade-in tax credit math, and copy a breakdown you can email to the dealer. Comes with a one-click 'Have CARMIND review this offer' deep-link into the AI research tool.
Open the tool →Lease vs Buy Calculator
LiveRun the real numbers on both scenarios
Compare a lease and a finance scenario for the same car. Money factor, residual, and disposition fee on the lease side; APR, term, and depreciation on the buy side. Returns a recommendation with the dollar difference over the holding period you choose.
Open the tool →Auto Loan Calculator
LiveMonthly payment, total interest, amortization schedule
Clean amortization with no email gate, no lead form. Tweak APR and term to see the trade-off. Built so a credit-union member can plug in their pre-approval rate and compare against the captive lender.
Open the tool →Lease Calculator
LiveCap cost, money factor, residual, MSDs — the full lease worksheet
Plug in the line items off a dealer's lease quote and see the monthly payment with depreciation, finance, and tax broken out. Built-in MSD slider that shows the money-factor reduction and the dollar savings as you stack them.
Open the tool →